Spreadsheets may even be employed to earn tournament brackets. The spreadsheet isn't password-protected, and the formulas aren't locked. It will also tell you just how much tax you will cover the home based on the budget tax changes, in particular Section 24 mortgage debt relief. Excel spreadsheets and Access tables enable you to customize the way your data is recorded. Microsoft Excel spreadsheets and Access tables both offer a structure to store data in one set or in many sets. It is largely used for accounting. While just about everybody can pick up Excel and begin filling in tables, obtaining the complete advantage of its features takes plenty of exercise.