Spreadsheets may even be employed to earn tournament brackets. The spreadsheet isn't password-protected, and the formulas aren't locked. It will also tell you just how much tax that you will pay on the home based on the budget tax changes, particularly Section 24 mortgage debt relief. Excel spreadsheets and Access tables enable you to personalize the way your data is recorded. Microsoft Excel spreadsheets and Access tables both offer a format to store data in a single set or in several sets. It is largely used for bookkeeping. While just about everyone can pick up Excel and begin filling in tables, getting the complete benefit of its attributes takes plenty of practice.