Spreadsheets can even be employed to earn tournament brackets. The spreadsheet isn't password-protected, and the formulas aren't locked. It is going to also tell you just how much tax you will pay on the home based on the budget tax changes, in particular Section 24 mortgage debt relief. Excel spreadsheets and Access tables enable you to personalize the way your information is recorded. Microsoft Excel spreadsheets and Access tables both offer a structure to store data in one set or in many sets. It's largely used for accounting. While just about everybody is able to pick up Excel and begin filling in tables, obtaining the entire benefit of its features takes plenty of practice.