Spreadsheets can even be utilized to earn tournament brackets. The spreadsheet isn't password-protected, and the formulas aren't locked. It will also inform you how much tax that you will cover the home based on the budget tax changes, in particular Section 24 mortgage debt relief. Excel spreadsheets and Access tables enable you to customize the way that your data is listed. Microsoft Excel spreadsheets and Access tables both offer a format to store data in one set or in several sets. It is mostly used for bookkeeping. While just about everyone is able to pick up Excel and begin filling in tables, getting the entire advantage of its features takes plenty of practice.