Spreadsheets can even be utilized to earn tournament brackets. The spreadsheet isn't password-protected, and the formulas aren't locked. It will also tell you how much tax you will pay on the property based on the budget tax changes, particularly Section 24 mortgage debt relief. Excel spreadsheets and Access tables enable you to personalize the manner that your information is recorded. Microsoft Excel spreadsheets and Access tables both offer a structure to store data in one set or in many sets. It is mostly used for bookkeeping. While just about everybody can pick up Excel and begin filling in tables, obtaining the complete advantage of its attributes takes plenty of practice.