Spreadsheets may even be utilized to earn tournament brackets. The spreadsheet isn't password-protected, and the formulas aren't locked. It will also tell you how much tax you will cover the home depending on the budget tax changes, in particular Section 24 mortgage debt relief. Excel spreadsheets and Access tables enable you to customize the way your information is listed. Microsoft Excel spreadsheets and Access tables both offer a structure to store data in a single set or in many sets. It is largely used for accounting. While just about everybody is able to pick up Excel and get started filling in tables, getting the entire advantage of its attributes takes plenty of practice.