Spreadsheets may even be employed to earn tournament brackets. The spreadsheet isn't password-protected, and the formulas aren't locked. It will also tell you just how much tax you will pay on the property based on the budget tax changes, in particular Section 24 mortgage interest relief. Excel spreadsheets and Access tables enable you to personalize the way your information is recorded. Microsoft Excel spreadsheets and Access tables both offer a format to store data in a single set or in many sets. It is largely used for bookkeeping. While just about everyone can pick up Excel and begin filling in tables, getting the entire benefit of its attributes takes plenty of exercise.